Daily Archives: April 23, 2013

Insurers to exchange: You’re not my regulator

Well good for them. The insurance companies already have enough regulators without some exchange asshats on a power trip causing them grief.

Oh and I’m looking forward to this, but at least we get a year to prepare:

QHPs will not have to start asking enrollees to volunteer sensitive information, such as information about “race, ethnicity, sexual orientation, gender identity and disability status” until 2015.

QHPs will have to start asking enrollees for that information in 2015, because “reducing health disparities is a key goal,” staffers said.

QHP = Qualified Health Plan

There’s a simple answer to these questions and that is: “None of your effing business”. In fact my primary care doctor and I will have that discussion on my next visit.


Thanks, Obamacare! Young Adults Will Benefit Most From Tax Credits

Thanks, Obamacare! Young Adults Will Benefit Most From Tax Credits – Yahoo! News.

But some reassuring news came out last week from FamiliesUSA, a health advocacy group, showing that the majority of people who can receive tax credits to help offset the cost of their new premiums under the law are between the ages of 18 to 34.

Be aware that tax credits (subsidy) has nothing to do with your age but your income.

You definitely won’t be alone if you need a little help paying for your insurance. FamiliesUSA reported that nearly 26 million Americans will be eligible for new premium tax credits in 2014. And those with an annual income between $47,100 and $94,200 (for a family of four; incomes between 200 and 400 percent of the federal poverty level) will make up about 56 percent of those eligible for the tax credits.

To see if you are in the “subsidy range” I’ve added a table for (almost) all family sizes to this blog under the resoures tab.


Smokers cloud states’ rollout of ‘Obamacare’

Unbelieveable: Smokers cloud states’ rollout of ‘Obamacare’ – Washington Times.

States are wrestling with how to treat smokers under the new health care law as they navigate the thorny issue of providing coverage for those who knowingly engage in harmful behavior and how much taxpayers should pay for those folks’ choices.

The Affordable Care Act allows states to charge up to 50 percent more for smokers who refuse to enter a cessation program, with advocates saying it could encourage smokers to ditch the habit, and would make sure they end up paying the higher costs for their health needs.

Those places argue that the purpose of the health law is to insure all Americans and that includes smokers, who are disproportionately old, poor or minorities all populations that the bill is trying to make sure get coverage.

You really can’t make this stuff up. Let’s cut all feedback between lifestyle, how it effects your health and how it effects your premiums. The article doesn’t point this out, but common sense tells us that non-smokers in these states are paying higher rates to “carry the load”.


Insurers would report ObamaCare taxes under GOP bill

Insurers would report ObamaCare taxes under GOP bill – The Hill’s Healthwatch.

Both measures require insurers to tell consumers the amount paid under the Affordable Care Act’s exchange fees, risk-adjustment charges and other taxes.

Who could have a problem with the insurance companies disclosing taxes paid to the government that are collected from their consumers? An educated consumer is good, right?