Nearly two-thirds of Americans who currently lack health insurance don’t know yet if they will purchase that coverage by the Jan. 1 deadline set by the ACA, a new survey revealed Monday.
Well, the article already has a factual error. The intial open enrollment period is October 1, 2013 to March 31, 2014. Coverage will not be retroactive and coverage is not immediate. For example, you have to apply by the 15th of the month for coverage to start on the 1st of the next month.
Issue/concerns survey members have:
Quality of coverage:
Nearly 50 percent believe the ACA will make it more difficult for them to get tests and procedures done in a timely manner, according to the phone survey of 1,001 adult Americans conducted in early May
Tax Credit Qualifications:
And a whopping 68 percent of low-income Americans aren’t sure they qualify for tax credits that would subsidize their purchase of health insurance—despite they fact that they almost invariably will qualify, the survey found. That population is most likely to benefit from government subsidies under the health-care reform law.
Pay attention if you don’t enroll…
“I was really shocked that 64 percent [of uninsured adults] said they haven’t decided if they will purchase insurance by the Jan. 1 deadline,” Adams said. “I was definitely surprised by the high number of people who really have no clue what they’re going to do next year.”
“We don’t want these consumers to miss this key deadline,” she said, adding that new heath-care exchanges under Obamacare will begin accepting applications for insurance in less than four months. “They’re going to potentially go without health care for the entire year.”(emphasis added)
NOTE: This is due to open enrollment. There are no major medical plans you can get into outside of open enrollment. There MAY be short term plans and there WILL be indemnity plans but NONE of these plans will cover pre-existing conditions.
Obviously there is a giant marketing problem between now and the end of open enrollment.
Be careful out there!
Obviously I am NOT a fan of Obamacare but you should tread carefully if you decide to go without coverage.