I went to healthcare.gov a few minutes ago to see if it was “up and running”. I selected a state with a Federal exchange (WI) and it told me I would be shopping on healthcare.gov. The next window looked like this….
Asked whether they plan to get insurance when the requirement takes effect or pay the fine for not doing so, 65 percent of uninsured Americans said they would get health insurance, according to a Gallup poll out Monday. Twenty-five percent said they would pay the fine.
Gallup also asked about the whether those individuals planned to use the exchange markets that launch Tuesday to buy their insurance. Almost half, 48 percent, said they planned to use the exchanges, 36 said they did not and 17 percent weren’t sure.
If these uninsured want a government subsidy, then they will have to use the exchange.
- If you need insurance
- Tax Credits
- If you need help
- The fine
- Kids and women
And let me add once again…
- If your income is greater than 400% of the Federal Poverty Level, all exchange plans plus additional plans are available off the exchange.
These plans are the same Qualified Health Plans covering the 10 Essential Health Benefits and are guaranteed issue with not pre-existing exclusions. They have the same Bronze, Silver, Gold and Platinum coverage options.